Banana Bread Cake with Cream Cheese Frosting is an absolute treat that effortlessly combines the richness of banana bread with the smooth, tangy sweetness of cream cheese frosting. This dessert is the perfect balance of flavors, with the moist banana bread base providing a soft texture that pairs beautifully with the creamy, slightly tart frosting on top. The addition of fresh banana slices and crunchy pecans makes it both visually stunning and incredibly satisfying. Whether you’re celebrating a special occasion or indulging in a weekend treat, this cake will undoubtedly become a favorite.

What makes this dessert stand out is how it brings together two beloved flavors: the warm comfort of banana bread and the decadence of cake. The moistness of the banana bread ensures that every bite is melt-in-your-mouth delicious, while the frosting elevates the taste to a whole new level. Whether served for brunch or as a dessert at dinner, this Banana Bread Cake will be the highlight of any gathering.
Why You’ll Love This Banana Bread Cake with Cream Cheese Frosting
This Banana Bread Cake is a delightful twist on the classic banana bread recipe. Its versatility and ease of preparation make it a crowd-pleaser that suits various occasions. The richness of the cream cheese frosting beautifully complements the sweetness of the banana bread, making it impossible to resist. Whether you’re a fan of banana bread or cakes, this recipe delivers the best of both worlds. Plus, the banana slices and pecans on top not only enhance the flavor but add texture and visual appeal to the cake, making it a true showstopper.
Preparation Phase & Tools to Use (Essential Tools and Equipment + Importance of Each Tool)
Making a Banana Bread Cake with Cream Cheese Frosting requires a few essential tools that will help you achieve the perfect texture and flavor. Here’s a list of the tools you’ll need, along with their importance:
- Mixing Bowls – You’ll need at least two mixing bowls: one for the wet ingredients and another for the dry ingredients. This helps to evenly combine ingredients and ensures a smooth batter.
- Electric Mixer or Stand Mixer – While a hand whisk works fine, an electric mixer (or stand mixer) will help you achieve a smooth and fluffy batter, especially for the cream cheese frosting.
- Cake Pans – Two round cake pans (preferably 8 or 9 inches) are essential for layering your banana bread cake. Make sure to grease and flour them to prevent the cake from sticking.
- Rubber Spatula – For scraping the sides of the mixing bowls and ensuring that all ingredients are fully incorporated.
- Whisk – Ideal for combining dry ingredients, ensuring there are no lumps in your flour or baking soda.
- Cooling Rack – After baking the cakes, a cooling rack will help to evenly cool the layers, preventing them from becoming soggy.
These tools help streamline the baking process, ensuring that your cake turns out perfectly every time.
Preparation Tips
- Banana Ripeness: The key to making your banana bread cake extra flavorful is using overripe bananas. The riper the banana, the more natural sweetness and flavor it will add to the cake.
- Room Temperature Ingredients: For the cream cheese frosting to whip up smoothly, make sure the cream cheese and butter are at room temperature. Cold ingredients can cause the frosting to be lumpy and difficult to spread.
- Don’t Overmix: When combining the dry and wet ingredients for the cake, mix until just combined. Overmixing can cause the cake to be dense rather than light and fluffy.
- Cake Layering: When layering the cake, be gentle with the frosting and make sure the layers are even. This will ensure a more uniform slice and a visually appealing presentation.
- Pecans: If you’re using pecans as a topping, toast them lightly in a dry pan for a couple of minutes to bring out their flavor.
Ingredients for this Banana Bread Cake with Cream Cheese Frosting
For the Banana Bread Cake:
- 3 ripe bananas (mashed) – Overripe bananas work best for maximum sweetness and flavor.
- 2 cups all-purpose flour – This forms the base of the cake, providing structure.
- 1 tsp baking soda – To help the cake rise.
- 1/2 tsp salt – Balances out the sweetness and enhances the flavors.
- 1/2 cup unsalted butter (softened) – Adds moisture and richness to the cake.
- 1 cup granulated sugar – For sweetness.
- 2 large eggs – These help bind the ingredients together and provide structure to the cake.
- 1 tsp vanilla extract – Adds a subtle, aromatic flavor to the cake.
- 1/2 cup buttermilk – Helps keep the cake moist and tender. You can substitute with regular milk if needed.
For the Cream Cheese Frosting:
- 8 oz cream cheese (softened) – This is the base of your frosting, providing a smooth and tangy flavor.
- 1/2 cup unsalted butter (softened) – Adds richness and helps create a creamy texture.
- 4 cups powdered sugar – To sweeten the frosting and give it a smooth consistency.
- 1 tsp vanilla extract – Enhances the flavor of the frosting.
- 1-2 tbsp heavy cream (optional) – For adjusting the frosting’s consistency if it’s too thick.
For the Topping:
- Banana slices – Fresh banana slices to decorate the top and enhance the banana flavor.
- Chopped pecans – A crunchy, nutty topping that complements the banana flavor and adds texture.

Step 1: Prepare the Cake Batter
- Preheat your oven to 350°F (175°C). Grease and flour two 8 or 9-inch round cake pans to prevent sticking.
- In a medium bowl, mash the ripe bananas using a fork or potato masher until smooth, leaving a few small chunks for texture if desired. Set aside.
- In a separate bowl, whisk together the flour, baking soda, and salt. This ensures the dry ingredients are well combined and evenly distributed.
Step 2: Mix Wet Ingredients
- In a large mixing bowl, cream together the softened butter and granulated sugar using an electric mixer or stand mixer on medium speed until light and fluffy (about 3-4 minutes).
- Add the eggs one at a time, mixing well after each addition. Then, add the vanilla extract and mashed bananas and mix until fully incorporated.
Step 3: Combine Dry and Wet Ingredients
- Gradually add the dry ingredient mixture to the wet ingredients in two batches, alternating with the buttermilk. Begin and end with the dry ingredients.
- Mix on low speed until just combined. Be careful not to overmix, as this can cause the cake to become dense.
Step 4: Bake the Cake Layers
- Pour the batter evenly into the prepared cake pans.
- Bake in the preheated oven for 30-35 minutes or until a toothpick inserted into the center of the cakes comes out clean.
- Allow the cakes to cool in the pans for about 10 minutes, then transfer them to a wire rack to cool completely before frosting.
Step 5: Make the Cream Cheese Frosting
- While the cake layers are cooling, prepare the frosting. In a large mixing bowl, beat the softened cream cheese and butter together until smooth and creamy (about 3-4 minutes).
- Gradually add the powdered sugar, one cup at a time, beating on low speed to prevent a sugar cloud. Once all the sugar is added, increase the speed to medium and beat until fluffy.
- Add the vanilla extract and heavy cream (if desired) to adjust the frosting’s consistency. Beat for another minute until the frosting is smooth and spreadable.
Step 6: Assemble the Cake
- Place the first cooled cake layer onto a serving plate or cake stand. Spread an even layer of cream cheese frosting on top.
- Place the second cake layer on top, pressing gently to ensure it sticks. Frost the top and sides of the cake with the remaining cream cheese frosting.
- Decorate with banana slices and chopped pecans on top.
Notes
- Banana Flavor: The ripeness of the bananas directly influences the flavor of the cake. Overripe bananas, with lots of brown spots, are the best for this recipe as they are sweeter and more flavorful.
- Make-Ahead: The cake layers can be baked a day in advance. Simply store the cooled cake layers in an airtight container at room temperature or in the fridge. Frost just before serving.
- Frosting Variations: If you prefer a less sweet frosting, you can reduce the amount of powdered sugar. For a richer frosting, consider adding a bit more cream cheese.
Watch Out for These Mistakes While Cooking
- Overmixing the Batter: Overmixing can cause the cake to be dense and heavy. Mix until the ingredients are just combined to keep the cake light and fluffy.
- Using Under-ripe Bananas: Using bananas that are not ripe enough can result in a less flavorful and less sweet cake. Make sure your bananas are very ripe for the best flavor and texture.
- Not Cooling the Cake Layers: Don’t rush the cooling process. Frosting a warm cake can result in the frosting melting and sliding off. Allow the cake layers to cool completely before frosting.
- Not Sifting Dry Ingredients: Sifting the flour and baking soda ensures an even mix and avoids clumps. It helps the cake rise properly and gives it a more delicate texture.
- Using Cold Butter and Cream Cheese: Cold butter and cream cheese won’t blend well together, causing the frosting to be lumpy. Make sure both ingredients are at room temperature for a smooth and creamy frosting.
What to Serve With Banana Bread Cake with Cream Cheese Frosting?
This Banana Bread Cake with Cream Cheese Frosting is delicious on its own, but it pairs wonderfully with a variety of sides and beverages. Here are some great recommendations to serve alongside your cake:
8 Recommendations for What to Serve With Banana Bread Cake:
- Fresh Fruit Salad – A light and refreshing fruit salad with seasonal fruits like berries, citrus, and apples can balance the richness of the cake.
- Coffee or Tea – A warm cup of coffee or your favorite tea (such as Earl Grey or chamomile) complements the sweetness of the cake and enhances the overall experience.
- Whipped Cream – A dollop of freshly whipped cream adds a touch of luxury and works beautifully with the creamy frosting on the cake.
- Vanilla Ice Cream – A scoop of vanilla ice cream served alongside the cake will add a delightful cold contrast to the warm, rich banana flavors.
- Greek Yogurt – For a tangy contrast to the sweetness, serve a spoonful of plain Greek yogurt. It’s refreshing and provides a balance to the richness of the frosting.
- Caramel Sauce – Drizzle some warm caramel sauce over the top of the cake for an indulgent, sweet addition that pairs well with the bananas and cream cheese.
- Toasted Nuts – Serve with extra chopped toasted pecans or walnuts on the side to enhance the nutty flavor in the cake and add crunch.
- Iced Coffee – For a chilled drink option, iced coffee with a dash of milk or cream will pair perfectly with the sweetness of the banana bread cake.
These options will enhance the flavors of the Banana Bread Cake and elevate your dessert experience!
Storage Instructions (and Reheating if Applicable)
- Storage: Store any leftover Banana Bread Cake with Cream Cheese Frosting in an airtight container at room temperature for up to 2-3 days. If you have hot and humid weather, it’s best to store it in the fridge to prevent the frosting from melting.
- Refrigeration: If you need to keep the cake for longer, you can store it in the fridge for up to a week. Make sure to cover the cake with plastic wrap or place it in a sealed container to prevent it from drying out.
- Freezing: You can freeze the un-frosted banana bread cake layers for up to 3 months. Wrap each layer tightly in plastic wrap and foil, and then place it in a freezer-safe bag. Thaw in the refrigerator overnight before frosting and serving.
Reheating: If you prefer your cake to be served warm, reheat individual slices in the microwave for 10-15 seconds. Be careful not to overheat, as the frosting may begin to melt. If you’ve frozen the cake, let it thaw completely in the fridge and then bring it to room temperature before serving.
Estimated Nutrition
Here is an approximate breakdown of the nutrition for one serving of the Banana Bread Cake with Cream Cheese Frosting (based on a standard 8-inch round cake, 12 servings):
- Calories: 380-420 per slice
- Carbohydrates: 50g
- Protein: 3g
- Fat: 20g
- Saturated Fat: 9g
- Cholesterol: 50mg
- Sodium: 250mg
- Sugar: 32g
- Fiber: 1g
This cake is rich and indulgent, so it’s best enjoyed in moderation. You can always adjust ingredients, such as using lighter cream cheese or reducing the sugar, to make it slightly healthier if desired.
Frequently Asked Questions
1. Can I use a different frosting for this cake?
Answer: Absolutely! While the cream cheese frosting is a classic choice, you can opt for a buttercream frosting, chocolate ganache, or even a simple glaze if you prefer. However, the tangy cream cheese frosting really complements the banana flavor beautifully.
2. Can I make this cake without buttermilk?
Answer: Yes, you can substitute buttermilk with regular milk or a mixture of milk and a tablespoon of lemon juice or vinegar. Let it sit for 5 minutes to mimic the tanginess of buttermilk.
3. How do I prevent the cake from sticking to the pan?
Answer: To prevent sticking, be sure to grease and flour the cake pans before adding the batter. Alternatively, you can use parchment paper at the bottom of the pans for an extra layer of protection.
4. Can I add nuts to the cake batter itself?
Answer: Yes, you can fold in chopped nuts like walnuts or pecans into the batter for added texture and flavor. Just be careful not to overmix, and add them gently.
5. How do I store the cake if I have leftovers?
Answer: Store the cake in an airtight container at room temperature for 2-3 days or in the fridge for up to a week. You can also freeze the cake layers before frosting them if you want to keep them for a longer period.
6. Can I make the banana bread cake ahead of time?
Answer: Yes, you can bake the cake layers a day in advance. Allow the layers to cool completely, then store them in an airtight container until you’re ready to frost and serve.
7. Can I substitute the bananas with another fruit?
Answer: While this recipe is designed for bananas, you could try using mashed pumpkin or applesauce as a substitute. However, the flavor and texture will be different from the traditional banana bread cake.
8. Why is my cake dense?
Answer: A dense cake can be the result of overmixing the batter or using under-ripe bananas. To avoid this, mix the ingredients until just combined and make sure the bananas are ripe for the best texture.
Conclusion
This Banana Bread Cake with Cream Cheese Frosting is a delicious and comforting treat that will surely become a crowd favorite. With its moist, banana-filled cake and decadent frosting, it’s perfect for any occasion. Whether you’re celebrating a special event or simply craving something sweet, this recipe offers a delightful balance of flavors and textures. Enjoy it fresh, or save some for later—this cake is versatile and delicious at any time!

Banana Bread Cake with Cream Cheese Frosting
- Total Time: 50 minutes
- Yield: 12 servings
Description
Banana Bread Cake with Cream Cheese Frosting is a moist and flavorful cake that combines the beloved taste of banana bread with a rich, tangy cream cheese frosting. Topped with fresh banana slices and crunchy pecans, this dessert is perfect for any occasion. Whether you’re serving it at a family gathering or enjoying it as an afternoon treat, this cake is sure to impress.
Ingredients
For the Banana Bread Cake:
- 3 ripe bananas (mashed)
- 2 cups all-purpose flour
- 1 tsp baking soda
- 1/2 tsp salt
- 1/2 cup unsalted butter (softened)
- 1 cup granulated sugar
- 2 large eggs
- 1 tsp vanilla extract
- 1/2 cup buttermilk
For the Cream Cheese Frosting:
- 8 oz cream cheese (softened)
- 1/2 cup unsalted butter (softened)
- 4 cups powdered sugar
- 1 tsp vanilla extract
- 1–2 tbsp heavy cream (optional)
For the Topping:
- Fresh banana slices
- Chopped pecans
Instructions
- Preheat the oven to 350°F (175°C) and grease and flour two 8 or 9-inch round cake pans.
- Mash the ripe bananas in a medium bowl and set aside.
- In a separate bowl, whisk together the flour, baking soda, and salt. Set aside.
- In a large mixing bowl, cream together the butter and sugar until light and fluffy.
- Add the eggs one at a time, mixing well after each addition. Add the vanilla extract and mashed bananas, mixing until fully incorporated.
- Gradually add the dry ingredients to the wet ingredients, alternating with the buttermilk. Mix until just combined.
- Pour the batter evenly into the prepared cake pans and bake for 30-35 minutes or until a toothpick comes out clean.
- Allow the cakes to cool in the pans for 10 minutes, then transfer to a wire rack to cool completely.
- For the frosting, beat together the cream cheese and butter until smooth. Gradually add powdered sugar, then add vanilla extract and heavy cream if desired.
- Once the cakes are completely cool, spread a layer of frosting between the two cake layers. Frost the top and sides with the remaining frosting.
- Top the cake with banana slices and chopped pecans.
- Prep Time: 20 minutes
- Cook Time: 30 minutes