Chunky Cream Cheese White Chicken Chili

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When the weather cools down, I start craving something that’s both hearty and comforting—but also a little bit exciting. That’s exactly what this Chunky Cream Cheese White Chicken Chili delivers. It’s rich and creamy, full of bold Tex-Mex flavors, and packed with tender chicken, beans, and just the right amount of spice. I love how each spoonful feels like a cozy hug, but with a little zing from jalapeños and smoky seasonings.

What makes this chili extra special is the addition of cream cheese. It melts into the broth to create an irresistibly creamy base that coats every ingredient in luscious flavor. It’s the kind of meal that fills you up without weighing you down, and it always gets rave reviews—whether I’m serving it for a quiet family dinner or a casual game day gathering.

Why You’ll Love This Chunky Cream Cheese White Chicken Chili

This chili is everything you want in a one-pot dinner: creamy, chunky, flavorful, and easy to make. It’s made with pantry staples and a few fresh ingredients, comes together quickly, and tastes even better the next day. It also strikes a perfect balance of indulgence and nutrition—especially when topped with fresh cilantro, jalapeño slices, and a dollop of sour cream.

What Kind of Chicken Should I Use?

For this recipe, you can use rotisserie chicken to save time, or cook and shred boneless, skinless chicken breasts or thighs. I prefer thighs for their juiciness, but breasts work great too. You can even use leftover grilled chicken if that’s what you have on hand.

Options for Substitutions

If you need to tweak the recipe, there’s plenty of flexibility. Swap out the white beans for black beans or pinto beans. Use Greek yogurt instead of sour cream for a lighter topping. Don’t have cream cheese? A splash of heavy cream can offer similar richness. Vegetarian? Skip the chicken and add more beans or even some roasted cauliflower for a hearty bite.


Ingredients for this Chunky Cream Cheese White Chicken Chili

Cooked chicken – The heart of the chili, adding protein and a meaty texture. Rotisserie or shredded cooked chicken both work beautifully.

White beans – They add bulk, creaminess, and subtle earthy flavor. Cannellini or Great Northern beans are ideal.

Chicken broth – This forms the base of the chili, giving it depth and richness.

Cream cheese – The key to that signature creamy texture. It melts into the broth for a luxurious finish.

Diced tomatoes with green chiles – Brings acidity, brightness, and mild heat to balance the creaminess.

Onion & garlic – For essential aromatic depth and flavor layering.

Corn – Adds a touch of sweetness and beautiful color contrast.

Green chilies or jalapeños – For a bit of spice and Tex-Mex flair.

Chili powder, cumin, oregano – Classic southwest seasonings that bring warm, smoky flavor.

Salt & pepper – Basic seasonings to enhance all the other flavors.

Fresh cilantro – A fresh, herbaceous garnish that brings everything to life.

Sour cream & sliced jalapeño – Optional toppings for richness and spice.

Tortilla chips – Perfect for scooping or crumbling over the top.


Step 1: Sauté the Aromatics

Heat a bit of oil in a large pot over medium heat. Add chopped onion and cook until soft, about 5 minutes. Stir in the minced garlic and cook for another 30 seconds until fragrant.

Step 2: Build the Base

Add the diced tomatoes with green chiles, drained white beans, corn, green chilies or jalapeños, and all the seasonings (chili powder, cumin, oregano, salt, and pepper). Stir everything to combine.

Step 3: Pour in Broth and Simmer

Pour in the chicken broth and bring the mixture to a gentle boil. Reduce the heat to low and simmer for about 15 minutes to allow the flavors to meld.

Step 4: Add the Chicken and Cream Cheese

Stir in the shredded cooked chicken. Cut the cream cheese into chunks and add it to the pot. Stir frequently until the cream cheese is completely melted and the soup becomes creamy.

Step 5: Adjust Seasoning

Taste the chili and adjust the seasoning as needed. Add more salt, pepper, or spices to your preference.

Step 6: Garnish and Serve

Ladle the chili into bowls and top with sour cream, sliced jalapeños, chopped cilantro, and tortilla chips. Serve hot and enjoy!


How Long to Prepare the Chunky Cream Cheese White Chicken Chili

This recipe is surprisingly quick, especially if you’re using pre-cooked chicken like rotisserie. From start to finish, it usually takes around 30–40 minutes.

Prep Time: Chopping onions, garlic, and preparing your ingredients should take about 10 minutes. If you’re shredding cooked chicken, add another 5 minutes.

Cook Time: The chili simmers for around 20–25 minutes, giving the flavors time to meld while the cream cheese incorporates into the broth.


Tips for Perfect Chunky Cream Cheese White Chicken Chili

  • Soften the cream cheese before adding to ensure it melts quickly and doesn’t clump.
  • Mash some of the beans before adding to naturally thicken the chili without extra cream or flour.
  • Use low-sodium broth so you have better control over the seasoning.
  • Don’t skip the toppings! Fresh garnishes like cilantro, jalapeño, and sour cream enhance flavor and presentation.
  • Let it sit a few minutes before serving – the chili thickens and tastes even better after resting.

Watch Out for These Mistakes While Cooking

  • Adding cream cheese too quickly – it needs to be added gradually or it might separate.
  • Not tasting as you go – every brand of broth or canned ingredients varies in saltiness.
  • Overcooking the chicken – if you’re using pre-cooked chicken, just warm it through to avoid drying it out.
  • Forgetting to drain the beans – too much liquid can water down your chili.
  • Skipping the simmer time – this step is key to developing rich, layered flavors.

What to Serve With Chunky Cream Cheese White Chicken Chili?

1. Warm Cornbread

The sweetness and crumbly texture of cornbread pairs beautifully with the spicy, creamy chili.

2. Side Salad

A crisp romaine or mixed greens salad with lime vinaigrette adds freshness and crunch.

3. Grilled Cheese Sandwich

Cheesy, golden sandwiches are perfect for dipping into the thick chili.

4. Guacamole and Chips

A fun, festive side that matches the chili’s Tex-Mex flair.

5. Rice or Quinoa

Serve the chili over a scoop of cooked rice or quinoa to stretch it into an even heartier meal.


Storage Instructions

Refrigeration: Store leftovers in an airtight container in the fridge for up to 4 days. The flavor improves over time, making it a great make-ahead meal.

Freezing: You can freeze this chili, but be aware that cream cheese-based soups can slightly change texture once thawed. Freeze in portions and thaw in the fridge overnight before reheating.

Reheating: Warm gently over low heat on the stovetop, stirring frequently. You can also microwave it in short bursts, stirring in between.


Estimated Nutrition

(Per serving, approximately – based on 6 servings)

  • Calories: 380 kcal
  • Protein: 30g
  • Carbohydrates: 25g
  • Fat: 20g
  • Saturated Fat: 9g
  • Fiber: 6g
  • Sugar: 5g
  • Sodium: 780mg

Frequently Asked Questions

How spicy is this chili?

It has a mild to moderate heat depending on the chilies you use. You can reduce or omit jalapeños for a milder version.

Can I make this in a slow cooker?

Yes! Just add everything except the cream cheese and cooked chicken. Cook on low for 4–5 hours, then stir in cream cheese and chicken for the final 30 minutes.

What if I don’t have cream cheese?

You can substitute with a few tablespoons of heavy cream or sour cream, though the texture will be slightly different.

Is this chili gluten-free?

Yes, this recipe is naturally gluten-free—just be sure to check your broth and canned ingredients.

Can I use frozen corn?

Absolutely! Frozen corn works just as well as canned, and it adds a bit more bite and freshness.


Conclusion

Chunky Cream Cheese White Chicken Chili is a warm, satisfying bowl of comfort that’s perfect for busy weeknights, cold-weather dinners, or any time you want something hearty and full of flavor. With its creamy texture, bold seasonings, and customizable toppings, it’s the kind of recipe you’ll find yourself making again and again. Don’t be surprised if it becomes a new family favorite!


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Chunky Cream Cheese White Chicken Chili


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  • Author: Emily Carter
  • Total Time: 35 minutes
  • Yield: 6 servings

Description

Looking for the ultimate cozy comfort food? This Chunky Cream Cheese White Chicken Chili is your next go-to! Loaded with tender chicken, creamy white beans, zesty green chiles, and a rich cream cheese broth, it’s perfect for quick dinners, cold nights, or game day gatherings. Whether you’re after a quick dinner, an easy recipe for weeknights, or hearty food ideas to please the whole family, this white chicken chili is a delicious winner every time. This easy dinner is naturally gluten-free and packed with bold flavor—and the best part? It’s ready in under 40 minutes!


Ingredients

2 cups cooked shredded chicken

1 can (15 oz) white beans, drained and rinsed

2 cups chicken broth

1 block (8 oz) cream cheese, softened and cubed

1 can (10 oz) diced tomatoes with green chiles

1 small onion, chopped

2 cloves garlic, minced

1 cup corn (frozen or canned, drained)

1 can (4 oz) green chilies or 1 jalapeño, chopped

1 teaspoon chili powder

1 teaspoon ground cumin

1/2 teaspoon dried oregano

Salt and pepper, to taste

1/4 cup fresh cilantro, chopped (for garnish)

Sour cream, for topping

Sliced jalapeños, for garnish

Tortilla chips, for serving


Instructions

1. Heat oil in a large pot over medium heat and sauté chopped onion until softened, about 5 minutes. Add garlic and cook for 30 seconds.

2. Stir in diced tomatoes with green chiles, white beans, corn, green chilies or jalapeños, chili powder, cumin, oregano, salt, and pepper. Mix well.

3. Add chicken broth and bring to a gentle boil. Reduce heat and simmer for 15 minutes.

4. Stir in cooked chicken and cream cheese. Stir frequently until cream cheese is fully melted and the soup is creamy.

5. Taste and adjust seasoning with more salt, pepper, or spice as needed.

6. Serve hot with sour cream, sliced jalapeños, cilantro, and tortilla chips on top.

Notes

For a thicker texture, mash some of the beans before adding them to the pot.

Let the chili rest for 5–10 minutes before serving to thicken and deepen flavor.

Soften cream cheese to room temperature for a smooth, lump-free broth.

  • Prep Time: 10 minutes
  • Cook Time: 25 minutes
  • Category: Dinner
  • Method: Stovetop
  • Cuisine: Tex-Mex

Nutrition

  • Serving Size: 1 1/2 cups
  • Calories: 380
  • Sugar: 5g
  • Sodium: 780mg
  • Fat: 20g
  • Saturated Fat: 9g
  • Unsaturated Fat: 9g
  • Trans Fat: 0g
  • Carbohydrates: 25g
  • Fiber: 6g
  • Protein: 30g
  • Cholesterol: 75mg

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